Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

404 Timber Cut Ln, Apex, NC 27502

House Description

Nestled on a quiet, private cul-de-sac in highly sought-after Scotts Mill subdivision, this beautiful home offers the perfect blend of Southern charm and modern peace of mind. From the moment you arrive, you will be captivated by the gorgeous wrap-around front porch. Whether you are starting your day in a rocking chair with a quiet cup of morning coffee or unwinding as the sun goes down with an evening glass of wine, this outdoor living space is sure to be your favorite retreat. If you prefer even more quiet, relax in the screened-in back porch that overlooks a stunning yard surrounded by a new fence. Chirping birds and bunnies hopping around are a staple! Step inside to discover a bright, beautifully refreshed interior that is completely move-in ready, featuring fresh paint and plush new carpet throughout the entire home.Enjoy ultimate peace of mind knowing the big-ticket items have already been taken care of! This home boasts updated HVAC units, an updated roof, newer water heater and a modernized crawl space.Every detail has been thoughtfully prepared for the next owners, right down to the painted garage floor. Plus, the transition to your new home will be a breeze: the refrigerator, washer, dryer, and even the garage freezer convey with the property! Scotts Mill subdivision amenities are a bonus. Enjoy the winning Seadragon Swim Team as a spectator or participant; volleyball, tennis and basketball courts, a park with equipment for all ages, large swimming pool, community garden, clubhouse, and walking trails nearby! Minutes from downtown Apex where you will find excellent restaurants, entertainment, shopping, schools, medical facilities and Beaver Creek.

Highlights

Listed by Kimberly Stevenson , 919-924-3788 Coldwell Banker Advantage , 919-467-5111. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

50 Monthly

Year Built

1999

County

Wake

Neighborhood

Scotts Mill

Listing ID

10180313

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Free-Standing Gas Range, Free-Standing Range, Free-Standing Refrigerator, Gas Range, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Ceiling Fan(s),Dual

Fireplaces:

Floor:Carpet,Hardwood,Tile,Wood

Above Ground Sq Ft:2292

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Kitchen Island,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Bonus Room

Other:Public

Exterior Features

Lot:Back Yard,Cleared,Cul-De-Sac,Front Yard,Gentle Sloping,Landscaped,Sloped

Zoning:HD SF

Roof:Shingle

Others:Barbecue,Fenced Yard,Gas Grill,Private Yard,Rain Gutters,Covered,Deck,Enclosed,Front Porch,Porch,Screened,Wrap Around

Sewer:Public Sewer

Parking Features:Attached,Driveway,Garage,Garage Door Opener

Payment Calculator

Payment Breakdown

Principal Interest

$2,963

Taxes

$435

HOA

$50

Home Price

$575,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$115,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,963.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,963.09	$434.96	$50.00	$3,448.05
Yearly	$35,557.12	$5,219.49	$600.00	$41,376.61
Total	$1,066,713.61	$156,584.70	$18,000.00	$1,241,298.31