Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

360 Democracy Pl, Apex, NC 27523

House Description

Stunning 5100ft. multi-generational, custom home with private pool, built on a waterfront lot in sought after Heritage Pointe in Apex! Large 4+ acre lot with water views, water access and dock. Canoe, kayak and fish in your pond! This home has an open floorplan, main floor master and 2 more main floor bedrooms with ensuite bathrooms, large great room, covered main level deck and covered basement level patio. Full finished basement with separate entrance, second kitchen, second master bedroom, exercise room, craft/flex room, perfect for in-laws. Features high end appliances, (granite, marble and quartz) counters, gourmet kitchen with hidden walk in pantry. Large 3-bay garage and additional outside parking. Truly a one of a kind property that is close to NC-540 and Jordan Lake.

Highlights

Listed by Michael Day , 919-924-6448 1 Red Shoe Realty , 919-924-6448. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

4.1

HOA Fee

1082 Annually

Year Built

2022

County

Chatham

Neighborhood

Heritage Pointe

Listing ID

10178079

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:7
▪ Full Bathrooms:5
▪ 1/2 Bathrooms:2

Appliances:Built-In Electric Range, Built-In Gas Range, Built-In Range, Built-In Refrigerator, Dishwasher, Dryer, Electric Range, Microwave, Water Heater, Range Hood, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Oven, Washer, Washer/Dryer

Air Cond:Central Air,Dual,Multi Units

Fireplaces:Gas Log,Living Room

Floor:Carpet,Vinyl,Tile,Wood

Above Ground Sq Ft:2869

Below Ground Sq Ft:2269

Basement:Apartment,Daylight,Exterior Entry,Finished,Heated,Interior Entry,Walk-Up Access

Other:Apartment/Suite,Bidet,Bookcases,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,In-Law Floorplan,Keeping Room,Kitchen Island,Low Flow Plumbing Fixtures,Open Floorplan,Pantry,Quartz Counters,Radon Mitigation,Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$13,270

Taxes

$939

HOA

$1,082

Home Price

$2,575,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$515,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$13,269.51

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$13,269.51	$938.79	$1,082.00	$15,290.30
Yearly	$159,234.06	$11,265.53	$12,984.00	$183,483.59
Total	$4,777,021.84	$337,965.90	$389,520.00	$5,504,507.74