Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2542 Vining Branch Way, Apex, NC 27523

House Description

May/June Completion!! The Details are Being Added to Our Available Model Homes as We Speak & The Details Are Selling Themselves!! Pictures Updated Frequently!! Welcome to Estates at White Oak with this Striking Model Home w/Rare Finished Basement w/Wooded Views off the Rear Windows are Both Beautiful, Calming, & Relaxing!! Also that Wooded View is Permanent Community Open Space! Oh Wow!! This Home has 3 Stacked Outdoor Oasis's!!! This Eye Catching Modern Contemporary Home w/Inviting Front Porch & Double Door Entry to 2 Story Foyer is Sure to Impress!! 1st Flr Features Primary Bdrm w/Tub inside Shower & Large WIC! Guest Suite/Study! Large Gourmet Kitchen w/Large Hidden Pantry! Family Rm w/11' Ceiling w/Beautiful View of Wooded Open Space via 12' Glass Slider to Screen Porch !! Upstairs Features Large 16x16 Bonus w/Covered Balcony will have you Relaxing in The Tree Tops!!! Generous Loft w/Pocket Office!! 3 Bdrms w/WICs & 2 Full Baths!! The Basement Features a Guest Suite, Pocket Office, HUGE 29x28 Rec Rm, Exercise Rm & 2 Storage Rms!! VERY Private Patio w/ Wooded View!! Price Includes Great Added Structural Options and Upgraded Interior Finishes!! Great Location!! Great Wake County Schools!! Salem Elementary & Middle School 3.5 Miles Away & Green Level HS 1.5 Miles Away!! Contact Listing Agent for further details or with any questions!! Other Homesites Available! The Models on Lots 2 & 17 are framed and Walkable!! You are Welcome to Visit the Community and See Your Future Homesite and that Back Yard View!

Highlights

Listed by Chris Faughnan , 919-306-1229 Coldwell Banker HPW New Homes , 919-781-4663. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

1500 One Time

Year Built

2026

County

Wake

Neighborhood

Estates at White Oak

Listing ID

10138127

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:7
▪ Bathrooms:5
▪ Full Bathrooms:5

Appliances:Dishwasher, Disposal, Gas Cooktop, Microwave, Range Hood, Vented Exhaust Fan, Water Heater

Air Cond:Central Air,Zoned

Fireplaces:Family Room,Gas

Floor:Carpet,Laminate,Tile,Wood

Above Ground Sq Ft:3234

Below Ground Sq Ft:1336

Basement:Bath/Stubbed,Concrete,Daylight,Exterior Entry,Finished,Full,Heated,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Other:Bathtub/Shower Combination,Breakfast Bar,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Shower Only,Smooth Ceilings,Soaking Tub,Storage,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$8,735

Taxes

$1,081

HOA

$1,500

Home Price

$1,695,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$339,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$8,734.68

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$8,734.68	$1,080.56	$1,500.00	$11,315.25
Yearly	$104,816.21	$12,966.75	$18,000.00	$135,782.96
Total	$3,144,486.22	$389,002.50	$540,000.00	$4,073,488.72