Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3340 Colby Chase Dr Lot 2, Apex, NC 27539

House Description

Summer-ready Dream Home in Colby Crossing, Apex! Yes, there IS room for you to add your own pool—just imagine relaxing poolside this summer! (See photos for renderings of pool layout.) This move-in ready home also comes with $15,000 in closing costs paid by the Builder when you close by July 4th. Designed by Elm Street Builders' boutique architect, the floor plan is both open and inspired, featuring a spacious Great Room, Kitchen, and Dining Area wrapped around a sunlit staircase. You'll love the walk-in pantry, cabinets to the ceiling, custom wainscoting and 10' ceilings that make this home feel bright and airy. The main level includes a Guest Room with Ensuite Bath and a convenient office nook for functional living. Upstairs, the Primary Suite, Laundry, sun-filled Loft, finished Bonus Room, and 2 additional Bedrooms provide plenty of space for the entire family. Location matters—and this home is one of only 4 remaining opportunities in the sought-after Colby Crossing community...a true hidden jewel!

Highlights

Listed by Dori Witek , 919-632-4681 Elm Street Builders Realty LLC , 919-632-4681. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

500 Annually

Year Built

2025

County

Wake

Neighborhood

Colby Crossing

Listing ID

10053110

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Dishwasher, Disposal, Gas Cooktop, Microwave, Range Hood, Stainless Steel Appliance(s), Tankless Water Heater, Oven

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas Log,Great Room

Floor:Carpet,Ceramic Tile,Hardwood

Above Ground Sq Ft:3613

Below Ground Sq Ft:0

Other:Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Separate Shower,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Wet Bar,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,565

Taxes

$812

HOA

$500

Home Price

$1,274,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$254,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,565.18

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,565.18	$812.18	$500.00	$7,877.36
Yearly	$78,782.21	$9,746.10	$6,000.00	$94,528.31
Total	$2,363,466.34	$292,383.00	$180,000.00	$2,835,849.34