Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

397 Whetstone Dr, Angier, NC 27501

House Description

UNBEATABLE FINANCING: 4.5% ASSUMABLE FHA LOAN AVAILABLE! Why rent or pay today's high interest rates when you can step into an incredible 4.5% fixed rate? This beautifully maintained, 2022-built Craftsman home perfectly blends modern elegance, everyday comfort, and massive monthly savings! The Home You've Been Waiting For Bright & Airy Living: Step into a seamless, sun-drenched open floor plan featuring soaring 9-foot ceilings across the main level. Chef-Inspired Kitchen: Elevate your cooking game with stunning quartz countertops, stainless steel appliances, and premium cabinetry perfect for entertaining. Cozy & Custom: The inviting living room features a warm gas fireplace flanked by custom built-in shelving—ideal for showcasing your personal style. Your Private Outdoor Oasis Escape to your fully screened rear porch, where you can enjoy peaceful morning coffees or year-round outdoor dining while looking out over a private, wooded view and a fully fenced backyard. Bonus: A convenient storage shed stays with the home for all your lawn and garden essentials! Location, Location, Location Tucked quietly away near the end of the road in the desirable Whetstone community, you are just a 3-minute drive to Hwy 55, offering effortless access to Fuquay-Varina and Raleigh. Plus, NCDOT's upcoming widening of Highway 55 means your future commute will be smoother than ever! Move-In Ready Perfection With 4 spacious bedrooms, 2.5 baths, a 2-car garage, and pristine modern finishes, there is absolutely nothing left to do but pack your bags. The refrigerator, washer, dryer, and deep freezer all convey! Schedule your tour today and lock in yesterday's interest rates before this gem is gone!

Highlights

Listed by Kevin Stephens , 919-825-8142 Costello Real Estate & Investm , 980-938-8920. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

49 Quarterly

Year Built

2022

County

Harnett

Neighborhood

Whetstone

Listing ID

10175087

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Gas

Floor:Carpet,Vinyl

Above Ground Sq Ft:1982

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Double Vanity,Granite Counters,Pantry,Walk-In Closet(s),Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,906

Taxes

$287

HOA

$49

Home Price

$369,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$73,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,906.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,906.17	$287.26	$49.00	$2,242.43
Yearly	$22,874.05	$3,447.09	$588.00	$26,909.14
Total	$686,221.51	$103,412.70	$17,640.00	$807,274.21